Axis Bank Burgundy Private Credit Card- You have to pay only 1.5% monthly interest on this. Not only this, there is no foreign currency mark-up fee on international transactions with this card. Also, you don’t need to pay charges even if you withdraw money from an ATM. The annual fee for this card is Rs 50,000. However, private consumers in Burgundy do not have to pay these charges. IndusInd Bank Indulge Credit Card- There is no annual fee on this card but a one-time charge of Rs 2 lakh is made at the time of subscription. You have to pay 1.79% interest on this card. 1.5 reward points on every Rs 100 spent and Rs 3000 off bill twice a year on dining at over 100 restaurants. Cardholders get free travel insurance worth Rs 2.5 crore. HDFC Infinia Credit Card Metal Edition – It has an interest rate of 1.99% per month. Cardholders receive a one-year Club Marriott membership. You earn 10 reward points on travel and shopping with SmartBuy and 5 reward points on every retail spend of Rs.150. Cardholders have unlimited lounge access at 1000 airports across the country and abroad. Its annual fee is Rs.12500. HDFC Diners Club Black Credit Card – It also has an interest rate of 1.99%. It gets you annual memberships to Club Marriott, Forbes, Amazon Prime, Dine Out Passport, Make My Trip Black and Times Prime. You also get reward points for spending with this card. Cardholders have unlimited lounge access at 1000 airports across the country and abroad. Its annual fee is Rs 10,000.

YES FIRST Exclusive Credit Card- The interest rate of this card is also 1.99%. For every Rs 200 spent with this card, you get 6 reward points in select categories and 12 reward points in other categories. The cardholder gets a bonus point of Rs 25,000 for spending Rs 20 lakh in a year. Its annual fee is Rs 999.



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